| white.lynx 2005-03-29, 7:16 pm |
| Just a warning to those thinking of reducing their hours
If you have some type of disability insurance or a government-sponsored
plan, do not reduce your hours because of your multiple sclerosis unless it
is part of an approved plan from the insurance company or plan
administrator.
Most such plans in Canada consider your income at the time you go on
disability, not when you first got the symptoms of the disease, when you had
to reduce your hours or when you were diagnosed.. If you reduce your work
to three days a week and/or reduced hours, your benefits will be based on
the income you received at the end of your career, not what you received
when you worked full-time. This could make a major financial impact that
could affect you for the rest of your life.
Lets be careful out there!
Make sure you do your homework!!! If you agree to reduced working hours as
part of a plan, make sure you have you have a formal written agreement.
--
Larry
Rather than building character, adversity tends to reveal it
written using voice recognition software
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